Archive for June, 2008

Choosing a Surgeon to Perform your Weight Loss Surgery in the Chicago Area Part II

Monday, June 9th, 2008

There are many surgeons that perform weight loss surgeries in the Chicago area and because of that it can be so difficult to choose the right surgeon to perform your weight loss procedure. There are many things that you should keep in mind when you select a weight loss surgeon. That is why it is important to interview more than one surgeon before you choose one to perform your weight loss procedure.

During the interviewing process with prospective surgeons there are many questions that you should ask and your surgeon will also provide much information for you to review. Consider making a list of the questions that are important to you prior to meeting with prospective surgeons. This is the best way to ensure that you can make an informed decision. The following information and questions can be used as a starting point for determining what you should ask when interviewing Chicago area weight loss surgeons.

The most important thing to consider when selecting a surgeon to perform your weight loss surgery is whether or not that surgeon specializes in weight loss surgeries. Doctors who specialize in weight loss surgery are called Bariatric specialist and that means that they are specifically trained to perform these types of surgeries. Bariatric surgery should not be confused with cosmetic surgery, it is a major surgery. It is commonly referred to as weight loss surgery and it is a specialized field of General Surgery.

If you choose a weight loss surgeon that only has minimal experience performing the weight loss surgery you are getting it can increase your risk of developing many of the associated complications. It is important to ask your weight loss doctor about their specific qualifications and certifications. Always ask them if they are a board certified Bariatric Surgeon. You should also find out how many surgeries like yours they have done in the past and ask what the previous outcomes were for their former patients. When you select an experienced and proven weight loss surgeon with a good reputation in the Chicago area you are at less of a risk of surgical complications.

Another important thing to consider is whether or not the weight loss surgeon you choose is dedicated to meeting your personal needs before and after surgery. They should be eager to answer all your questions about the weight loss surgery and they should willingly discuss the various surgical treatment options. It is also important for them to discuss your personal expectations, and be able to explain the medical concepts and risks of the surgery. Generally most experienced weight loss surgeons will give you handouts that you can study at home as well, but if they don’t ask for them.

An experienced weight loss surgeons staff will readily provide you detailed information regarding your financing options and insurance protocol. They will also give you information regarding the procedures that are required to meet your health insurance requirements for your weight loss surgery to be covered. Additionally, they may give you information on private pay options, and referrals to financial institutions such as banks or credit unions who they have worked with previously.

You also want to be compatible with your weight loss surgeon because you will need to be comfortable talking to and relying on them to help you through the process. If you meet with more than one surgeon you will be more confident you have chosen the right surgeon for you. Follow-up care is an important part of weight loss surgery so you need to consider that you will be working with the surgeon you choose long-term.

Always factor in distance when you select a weight loss surgeon. It is best for you to select a surgeon that is in the Chicago area so you don’t have to commute far for follow-up appointments and surgery. Remember to ask the weight loss surgeons that you interview about their hospital affiliations and where they usually perform their surgical procedures. Experience, comfort and skill should always be your first priority, but distance should be considered as well. It is important to consider that if a complication occurs you want to know that the doctor who performed your surgery can treat your complication as well.

When you have a weight loss procedure done it can change your life for the better in so many ways. However, the surgery and initial recovery can be difficult. That is why it is so important that you make the right choices for your care because the right surgeon will get you through the process with minimal problems. Carefully make an informed choice when you choose your surgeon because weight loss surgery is dangerous and can be life threatening.

Considering the Costs of Gastric Bypass in Chicago

Monday, June 9th, 2008

There are many surgeons who perform weight loss surgery in the Chicago area. When you are considering having gastric bypass surgery it is important to determine how you will finance the procedure. Gastric bypass is a necessary procedure for many people, but it can also be costly. Your medical insurance policy might pay for your gastric bypass surgery but you must meet a certain list of medical criteria first. It is also not uncommon for an insurance company to have an exclusion clause for treating obesity. What this means is that they will not cover any treatment that is directly related to you losing weight. That said, they will generally treat the diseases that are associated with being overweight. To many people this makes little sense, and they are left wondering how they will pay for their surgery.

 

Most of the time to qualify for insurance coverage your doctor must decide that gastric bypass is a medical necessity. Although even when your doctor feels that way the insurance company will always make the final decision. They may even require you to be seen by an independent doctor chosen by them.

 

To be approved for gastric bypass by both your physician and the insurance company certain conditions must be present. Your weight must present a serious risk to your life for you to be considered for weight loss surgery. You are also required to complete a psychological evaluation in order to be considered.

 

Genetics and metabolic rate can make significant difference in how much a person weighs, but the primary causes of obesity are usually emotional and psychological. It is important to remember that having gastric bypass surgery will not solve these emotional and psychological problems. Actually, many patients experience more of a problem with these issues after weight loss surgery. If a patients has not resolved these issues prior to having their surgery they are more likely to experience some of the negative side effects associated with the surgery. It is for this reason that insurance companies require both a medical and psychological evaluation before they will approve surgery.

 

It is tough to think of it this way, but an insurance company is a business. When they are confident a patient will keep up their weight loss after surgery they know that patient will save them money in the long run. If they spend $25,000 to $50,000 dollar for gastric bypass surgery now, it will pay off later when less medical care is required because the patient is healthy. However, when they pay the money for the surgery and a patient isn’t ready or statistically likely to maintain their weight long-term, they are paying that large surgical expense and eventually they may return to paying for regular medical issues if the patient regains their weight.

 

 Once you are approved for gastric bypass surgery, your insurance company is likely to cover 50 to 100 percent of the hospital and doctor fees. There is a variety of expenses that go along with having gastric bypass surgery including, testing for eligibility for gastric bypass surgery, pre-admission testing, hospital costs, surgeon and other doctor fees, and post-surgery medication and care. Even when your insurance company refuses to cover the gastric bypass surgery, they may still cover some of the other costs associated with your gastric bypass surgery.

 

Regardless of how much money the insurance company covers it is not uncommon to be left with some expenses. Many surgical centers can assist you in finding out what is covered by your insurance policy. Many surgical centers also offer low-interest, long-term loans that you can apply for if you are not approved by the insurance company, do not have medical insurance, or have high co-payments.

If you are not approved for insurance or financing all hope is not lost. The cost of any medically necessary weight loss treatments can be deducted as medical expenses on your income tax. You will have to pay for the expenses initially out of pocket, but you can get most of the money you paid out back at tax time. It is important to note that these tax deductible expenses can include any treatment for weight loss like, behavioral counseling, nutritional counseling, prescriptions, and gastric bypass surgery.

 

It is not uncommon for the deciding factor in whether or not to have necessary weight loss surgery to involve their ability to pay for the surgery. If a doctor feels that the situation is critical and weight loss surgery is essential, this should never be a factor. It is important for patients who need weight loss surgery to do their research and investigate all the available resources for financing their surgery. There are many programs in the Chicago area that can help with the cost of weight loss surgery.